About Us: New Jersey Car Loans is actually about you

New Jersey Car Loans is part of the InterActive Financial family of auto-related Web sites. The company was founded by a three-generation car selling family in New Jersey, although it is now based in Richmond, Va. In 2007, InterActive was purchased by Dominion Enterprises of Norfolk, Va.

We work with more than 400 lenders nationwide and have handled more than three million applications since our founding in 1989.

After you click to apply, your application is screened (for fraud, etc.) and processed at our home office and then routed to a local loan officer in your area. These loan officers are based in auto dealerships, as that's where banks and other lenders feel most comfortable working when it comes to car loans.

You'll be asked to make a personal appointment (as a face-to-face meeting is the absolute best defense against identity crimes) at which point you'll learn your available credit terms and available vehicles in your price range. If you like what you see, you can drive it away; if it doesn't float your boat, you walk away without any obligation.

Thank you for the opportunity to serve you, and we trust your experience will be a pleasant one.